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Should You Pay Your Closing Costs?
Or Get A Low Closing Cost Loan?
by James Robert Deal
Mortgage Broker
Consider the couple who plan to live in a home long-term. They are positive they are not going to refinance the loan for at least ten years. When they go to an Internet lender such as Ditech or to their local bank, they will find that loan officers there are trained to quote them a loan with no or low closing costs.  Sounds good doesn’t it?  Watch out!  It's a trap....
 
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Click on the 30-year fixed rate below and then select the 3-year button to see a 3-year history of the 30-year rate. By the way, Deal Mortgage offers rates lower than these: