DEAL MORTGAGE CORPORATION
5105 200th Street SW, Suite 100
Lynnwood WA 98036
JAMES ROBERT DEAL
Mortgage Broker
That's my picture. Call me James or Robert. My wife Emelyn Deal, who serves as office manager, calls me Jimmie. Just call me before you make a final decision on where to go for financing.
I have to tell you that it is putting together mortgages that I really enjoy. Doing mortgages is a creative process in which I help my clients either to buy the property they want or make it more affordable to hold onto it. When I complete a mortgage, everyone is happy. It's a big improvement over getting involved in legal squabbles.
We are a ten-loan officer mortgage office. We make it our goal to give our clients "a good deal more for a good deal less."
We moved to our present location January 1, 2005, and some of the phone books still have the old address, so check the directions link before you head our way.
Whether you are buying or refinancing; whether it is a home or investment property that you want to buy or refinance; whether you want to take out a second mortgage or a line of credit, we would like to help you.
Deal Mortgage Corporation is a mortgage broker, meaning that we work with many different banks and lenders and can select from hundreds of different kinds of loans. If you go to a bank, they may have relatively few kinds of loans to present to you.
If you already have a quote from another bank or mortgage broker, we would enjoy looking at your quote to see if we might be able to get you a better rate or even find an entirely different kind of loan that might suit you better.
Up to half of borrowers take out the wrong kind of loan. For example, maybe they get a 30-year fixed loan when they are planning to move in three years; a 5/1 ARM with a lower rate would have been a better choice. How do you determine the right kind of loan? Work with a broker who studies all mortgage options and is service oriented.
After you select the right kind of loan, your next goal is to get the best interest rate. To do that requires three things: a top credit score, a solid income, and—if you are buying—paying a significant down payment or—if you are refinancing—having significant equity in the property.
What if you meet some but not all these requirements?
What if you have have strong credit and strong income but little money for a down payment? Nowadays there are good 100% loans for you.
What if you have substantial equity in your property and want to refinance but have negative credit history?Nowadays there are good loans available for you, although the interest rate may be higher, even if you have a recent bankruptcy or are actually in bankruptcy.
What if you have strong credit and good assets but no job? We have loans for that situation too.
Why work with us instead of Jack at your bank? We study all the mortgage options, and we have many different lenders and their hundreds of different choices available. We are service oriented. We will find the loan you need instead of the loan Jack and the bank want to sell you. And our interest rates and loan fees are just as good or better than what the bank charges because we can switch your loan to a different lender at any point in the process.
What about getting a loan over the internet? Our interest rates and fees are just as good or better. And we will look into whether you are getting the right kind of loan. And we will provide you the level of service that you just won’t get over the internet. What if you are not an A-1 borrower? You are better off working through us than over the internet. For anything other than an A-1 loan, mortgage brokerage is more an art than a science.
Click here to send us an e-mail:
Or call us at
425-774-6611
or
1-888-999-2022. |
